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  • We are a multi strategy private credit fund providing flexible credit solutions for companies in high-growth markets, extending their leverage for growth.

    Viola Credit is Israel’s leading private credit fund offering multi-strategy credit products to companies in their growth stage.

    We provide cutting-edge, customized credit solutions to mid, late and growth-stage companies, through several main investment vehicles including Venture Lending, Alternative Lending and Mezzanine & Distressed.

    Since 2000, Viola Credit has successfully completed over 120 transactions and committed $700 million to Israeli and non-Israeli companies with substantial revenue and growth momentum.

    With deep banking, financial and technological experience, the Viola Credit team enjoys excellent access to a broad deal-flow of opportunities, and has become the “lender of choice” to many of Israel’s most promising companies.

    Fast Facts

    WHAT IS VENTURE LENDING?

    An efficient financing solution for leading tech companies with promising growth and value creation ahead of them. The model is based on senior-secured loans to technology companies in their growth stage, where the financing provided is tailor made to the company’s financial needs. Our loans enhance growth and minimize equity dilution for founders and management alike.

    WHY VENTURE LENDING IS A ‘SMART’ OPTION

    • In return for venture loans we receive a small equity kicker to compensate for their risk. It’s also why we genuinely care about our companies succeeding – we literally have a stake in their success. It’s a true partnership and we are with them for the long haul, even through challenging times.
    • Compared to equity funding – venture debt incurs less dilution for the founders and it’s less expensive in the long run.
    • Companies can use venture lending to bridge their way to the next round or to profitability, or to complete an equity financing round. They can also use venture lending to finance acquisitions, mergers and other expansion plans.

    STAGE OF COMPANIES

    Revenue-stage technology companies across multiple sectors.

    AREAS OF INVESTMENT

    • High growth market
    • Global orientation
    • Strong technological IP

    SELECTION CRITERIA

    • Professional & experienced team
    • Sufficient revenues that enables the company to bear a loan
    • Substantial equity base
    • Ability to provide collateral
    • Attractive exit opportunity

    WHAT ELSE WE LOOK FOR

    We are looking for the most promising tech companies. We are focusing in companies in the most attractive areas in the technology space. We believe that the founders and the management team are the most important ingredient of a truly successful company.

    WHAT IS DISRESSED & MEZZANINE LENDING?

    Mezzanine lending is the smart financing choice for growth and expansion phases, M&A’s or leveraged buyouts of mature companies. They can strengthen debt capacity by providing additional capital beyond what a senior-secured lender is willing to provide.

    In the distressed arm, we are focused on off-market distressed opportunities through partnerships with operational and management leaders with a proven track record in recovering industrial companies.

    STAGE OF COMPANIES

    Mature & growth-stage companies

    AREAS OF INVESTMENT

    Both technology and non-technology companies

    SELECTION CRITERIA

    • Good Assets
    • Bad Balance Sheet
    • Turn Around Potential
    • Financial Structure

    WHAT IS ALTERNATIVE LENDING?

    We provide lending capital to disruptive online lending platforms across different stages, markets & sectors. We construct a diversified portfolio of senior-secured direct credit investments. We focus on global top-tier specialty lending platforms, primarily through the online balance sheet lending model in different products and asset classes.

    Our LP’s enjoy a risk mitigated investment model and an attractive risk adjusted returns. As we deal with our portfolio company’s credit models we focus on internal risk, validation and monitoring capabilities through an internal dedicated risk team composed of internationally renowned risk management experts.

    STAGE OF COMPANIES

    • Top tier Fintech platforms
    • Proven underwriting model
    • Scalable model
    • Backed by leading investors

    AREAS OF INVESTMENT

    • SME Lending
    • Consumer Lending
    • Short term loans
    • Disruptive and scalable Fintech companies

    SELECTION CRITERIA

    • Disruptive and scalable model
    • Strong underwriting capabilities
    • Professional & experienced team
    • Automated process
    • Short term loans
    • Secured & unsecured loans
    • US, Europe, Israel, Australia
    • Robust financial model

    WHAT ELSE WE LOOK FOR

    We are looking for global top tier fintech companies with a unique lending model. We invest only in companies with a robust underwriting model and a low customer acquisition cost.

    Portfolio

    Filters

    Industries
    Industries
    Automotive
    Biotech & Medical
    CleanTech & AgriTech
    Data Center Infrastructure & Communications
    Drones
    Enterprise Software
    FinTech
    Hardware
    Industrial & General Technology
    IoT Software & Cloud
    Machine Learning
    Retail
    Semiconductors
    Services
    Software & Cloud
    Web Mobile & Media
    Status
    Status
    Active
    Exits
    Investment Type
    All Investments
    Venture Lending
    Distress & Mezzanine
    Alternative Lending

    FUNDED BY

    Viola Credit

    FUNDED BY

    Viola Credit

    FUNDED BY

    Omry Ben David | Viola Ventures
    Viola Credit

    FUNDED BY

    Sami Totah | Viola Growth
    Viola Ventures
    Viola Credit

    FUNDED BY

    Ori Bendori | Viola Ventures
    Viola Credit

    FUNDED BY

    Avi Zeevi | Viola Ventures

    FUNDED BY

    Harel Beit-On | Viola Growth
    Viola Partners
    Viola Credit

    FUNDED BY

    Harel Beit-On | Viola Growth
    Sami Totah | Viola Growth

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    Viola Credit

    FUNDED BY

    Avi Zeevi | Viola Ventures
    Viola Credit

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    Viola Credit

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    Viola Credit
    Viola Partners

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    Viola Credit

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    Viola Credit

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    Viola Credit

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    Viola Credit

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    Viola Credit
    Viola Partners

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    Harel Beit-On | Viola Growth
    Sami Totah | Viola Growth
    Viola Credit
    Viola Partners

    PUBLIC

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    Ori Bendori | Viola Ventures
    Viola Credit

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    Shlomo Dovrat | Viola Ventures

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    Viola Ventures
    Viola Partners

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    Shlomo Dovrat | Viola Ventures
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    Viola Partners

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