Viola Credit is Israel’s leading private credit fund offering multi-strategy credit products to companies in their growth stage.
We provide cutting-edge, customized credit solutions to mid, late and growth-stage companies, through several main investment vehicles including Venture Lending, Alternative Lending and Mezzanine & Distressed.
Since 2000, Viola Credit has successfully completed over 120 transactions and committed nearly $1 billion to Israeli and non-Israeli companies with substantial revenue and growth momentum.
With deep banking, financial and technological experience, the Viola Credit team enjoys excellent access to a broad deal-flow of opportunities, and has become the “lender of choice” to many of Israel’s most promising companies.
An efficient financing solution for leading tech companies with promising growth and value creation ahead of them. The model is based on senior-secured loans to technology companies in their growth stage, where the financing provided is tailor made to the company’s financial needs. Our loans enhance growth and minimize equity dilution for founders and management alike.
• In return for venture loans we receive a small equity kicker to compensate for their risk. It’s also why we genuinely care about our companies succeeding – we literally have a stake in their success. It’s a true partnership and we are with them for the long haul, even through challenging times.
• Compared to equity funding – venture debt incurs less dilution for the founders and it’s less expensive in the long run.
• Companies can use venture lending to bridge their way to the next round or to profitability, or to complete an equity financing round. They can also use venture lending to finance acquisitions, mergers and other expansion plans.
Revenue-stage technology companies across multiple sectors.
• High growth market
• Global orientation
• Strong technological IP
• Professional & experienced team
• Sufficient revenues that enables the company to bear a loan
• Substantial equity base
• Ability to provide collateral
• Attractive exit opportunity
We are looking for the most promising tech companies. We are focusing in companies in the most attractive areas in the technology space. We believe that the founders and the management team are the most important ingredient of a truly successful company.
We provide lending capital to disruptive online lending platforms across different stages, markets & sectors. We construct a diversified portfolio of senior-secured direct credit investments. We focus on global top-tier specialty lending platforms, primarily through the online balance sheet lending model in different products and asset classes.
Our LP’s enjoy a risk mitigated investment model and an attractive risk adjusted returns. As we deal with our portfolio company’s credit models we focus on internal risk, validation and monitoring capabilities through an internal dedicated risk team composed of internationally renowned risk management experts.
• Top tier Fintech platforms
• Proven underwriting model
• Scalable model
• Backed by leading investors
• SME Lending
• Consumer Lending
• Short term loans
• Disruptive and scalable Fintech companies
• Disruptive and scalable model
• Strong underwriting capabilities
• Professional & experienced team
• Automated process
• Short term loans
• Secured & unsecured loans
• US, Europe, Israel, Australia
• Robust financial model
We are looking for global top tier fintech companies with a unique lending model. We invest only in companies with a robust underwriting model and a low customer acquisition cost.
Mezzanine lending is the smart financing choice for growth and expansion phases, M&A’s or leveraged buyouts of mature companies. They can strengthen debt capacity by providing additional capital beyond what a senior-secured lender is willing to provide.
In the distressed arm, we are focused on off-market distressed opportunities through partnerships with operational and management leaders with a proven track record in recovering industrial companies.
Mature & growth-stage companies
Both technology and non-technology companies
• Good Assets
• Bad Balance Sheet
• Turn Around Potential
• Financial Structure
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